So you have finally decided you want to buy a new car, maybe you have had your eye on a new one from a car dealership or you have found that classic car you have always dreamt of owning, no matter what car you are looking for to save you time and money why not apply for a Personal Car Loan online.

Many of us believe that it’s more expensive and time consuming to apply for a car loan. We generally opt for loans through a broker or even at the car dealership themselves. When you think about it, Car Dealerships are running a business and every part of that business is there to make them money, whether it just be selling the car to you they make a profit, so when you take a car loan out with them, the in house finance team again are making money. Why else would they be offering the service? Nothing in this world is for free as we all know, but if you do your homework you will see that it is quite easy and not complicated to apply for a Personal Car Loan. The Finance Industry is very competitive and between Personal Car Loans at dealerships or Car Loans through a broker you are not getting the best deal. You can save yourself hundreds of dollars by applying for a Personal Car Loan right now.

So think before you purchase that car and take a look at what options are around.

BankWest are currently offering a very low interest rate for a Car Loan and it does not require a neurosurgeon to apply. They have a very low secured interest rate compared to what else is on offer at the moment. There are no ongoing fees, a small application fee. Your payments can be spread anywhere from 3-7 years and all you need to provide is a proof of income and expenditure and a copy of your recent credit history. You can have your car loan approved in as little as 15 minutes! Now that is what I call service.

Aussie Car Loans are right up there too with an amazingly low interest rate obviously a lower rate with a higher loan, they offer their loans from 1- 5 years with a minimum amount of $5000 with no maximum, another low establishment fee and a small monthly administration fee. Choose to repay your loan, weekly, fortnightly or monthly and to some approved customers you have the options of having a balloon payment on your loan. Maybe this is why they have that catchy slogan….at Aussie we’ll save you!

Citibank also have a great low rate Personal Loan that can be used to purchase that vehicle you want. With another low interest rate which can be approved in as little as 1 minute and the money available within 48 hours. This is a great Car Loan which even gives you the opportunity to re-draw at a later date.

Not leaving them till last but ANZ are another lender with an amazing deal to help you get your hands on that car. Your choice of either a fixed or variable low interest rate, easy repayment options and the choice of 1 – 7 years subject to approval. ANZ are right up there with a great Personal Loan. The application process is easy and you can be approved in no time. All you need to provide is 3 months’ year-to-date payslips and details of your monthly expenses. You dont even have to be an ANZ customer to apply.

Now why would you get someone else to apply for the loan for you? Its so simple just to do it yourself. So save yourself some extra money and apply for your Personal Car Loan online today.