If your annual income is above $60 to $ 70k, then you can apply for platinum credit card. Platinum credit card involves high carrying cost. The annual fee for a platinum credit card varies from $200 to $400. Australia is flooding with offers on platinum credit card. The best platinum card for the Australian market would be the one that offers all the privileges of the platinum card and is cheapest in terms of annual fees and interest charges. Generally, platinum credit card offer premium services to its customers.

1. Higher reward points for each dollar spent.
2. Travel Insurance cover for self and family.
3. Credit limit of up to $100000, based on your earnings.
4. Personal concierge services round the clock
5. Privilege in flight and hotel booking.
6. Discounts and free passes for a variety of entertainment programs.
7. Perform a variety of errands for you-hotel booking, ticket booking, car hire etc.
8. Purchase and Refund policy- You can purchase from any shop around the world and can seek refund in case you are not satisfied with the product.
9. Some cards offer a free membership to clubs.

Before deciding upon a card, ensure no hidden costs or hidden clause are involved. Since you are spending a higher amount of money in annual fee, try to make use of all the features and benefits offered by the card. For example, you want to enquire about hotel availability, fares and weather conditions in London for your travel next week. Leave all the tasks to the platinum card provider. You will save your time and money from having to call London and make the enquiry. The card provider will also give you detailed weather forecast and also arrange for airport transfers etc. This way, you enjoy the premium services and save cost too.

Choose a card that is cheap, provides maximum services and get the best deal.

Want to compare some of the best Platinum credit cards in Australia?